Dear HSBC Customers,

We are please to inform you that in order to accommodate the market trend and our operational procedure, we revise certain provisions in relation to Section “Terms & Conditions Concerning Super Yield investment” of HSBC General Terms & Conditions for Investment Products (the “Agreement”). Below please find the comparison table for your notification.

1. The amendment agreement will not take effective until Nov 15, 2010 (the “Effective Date’). Before Nov 15, 2010, the existing “HSBC General Terms & Conditions for Investment Products” are still in effect and shall be applicable to the transactions done before this date.
2. HSBC will revise/add the definitions of “Start Date”, “Value Date” and “Investment Period” of “Terms & Conditions Concerning Super Yield investment”.
3. According to HSBC General Terms & Conditions for Investment Products, if you disagree with below amendments, you may terminate the Agreement by and before Nov 14, 2010 (ending at 24:00) by contacting your Commercial Banking Relationship Manager or calling our 24-hour Call Center at (02) 8072-3993 to notify the bank of the termination. If you fail to notify the bank of termination of the Agreement before the Effective Date, we will treat this as your consent to the amendments.

To assure your rights, please spare some time to read the details of the revision below. We thank you for your prompt attention to this matter.
Thank you for your continued support.

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