| The following revised terms and conditions apply to Terms and Conditions of HSBC Personal Internet Banking Agreement. | |
| Original Terms and Conditions | Revised Terms and Conditions | Effective Date |
| 8. Service Fees Commencing on the date when the Customer begins to use the Service, the Customer shall pay fees according to HSBC's Tariff on Personal Banking Services and authorize HSBC to deduct such fees automatically from the Customer's account. If the Customer's account balance is insufficient, HSBC may suspend the provision of the Service. If there are any changes made to the existing fee schedule, HSBC shall announce the details of the changes at an obvious place on HSBC’s website at least thirty (30) days prior to the changes becoming effective and shall to notify the Customer that the Customer may terminate the Service within that period. If the Customer does not terminate the Service within such period, the Customer shall be deemed to have agreed to the changes. | 8. Service Fees Commencing on the date when the Customer begins to use the Service, the Customer shall pay fees according to HSBC's Tariff on Personal Banking Services and authorize HSBC to deduct such fees automatically from the Customer's account. If the Customer's account balance is insufficient, HSBC may suspend the provision of the Service. If there are any changes made to the existing fee schedule, HSBC shall announce the details of the changes at an obvious place on HSBC’s website at least thirty (30) days prior to the changes becoming effective and shall notify the Customer of such changes via electronic mail and inform the Customer that the Customer may terminate the Service within that period. If the Customer does not terminate the Service within such period, the Customer shall be deemed to have agreed to the changes. | 15 Mar 2008 |
| 22. Amendment A. With respect to any amendment or supplement provided for elsewhere in this Agreement, HSBC shall announce such amendment or supplement at an obvious place on HSBC's website fourteen (14) days prior to the amendment date (the"Effective Date"), and notify the Customer that the Customer may terminate the Agreement before the Effective Date. If the Customer fails to terminate before the Effective Date, the Customer shall be deemed to have agreed to the relevant amendments and/or supplements. | 22. Amendment A. With respect to any amendment or supplement provided for elsewhere in this Agreement, HSBC shall announce such amendment or supplement at an obvious place on HSBC's website fourteen (14) days prior to the amendment date (the"Effective Date") and notify the Customer of such amendment or supplement via electronic mail and inform the Customer that the Customer may terminate the Agreement before the Effective Date. If the Customer fails to terminate before the Effective Date, the Customer shall be deemed to have agreed to the relevant amendments and/or supplements. | 15 Mar 2008 |