As your business grows, managing liquidity becomes more complex. HSBC can help to take your liquidity management to the next level with the potential to earn higher returns on surplus funds.

At HSBC, we recognise that an efficient liquidity management structure is essential to optimising your working capital. Whether locally, regionally or globally, HSBC takes your liquidity management to the next level. Our in-depth understanding of local market practices, regulatory environments, and foreign exchange controls in Asia-Pacific and worldwide enables HSBC to optimise your liquidity management to maximize your returns

HSBC's online delivery channels are a comprehensive answer to your payments and cash management needs.

HSBC Connect suits the requirements of regional treasury centres and shared service centres, providing secure and efficient transmission of a high volume of transactions through a host-to-host channel.

HSBCnet, our global Internet banking channel, complements these benefits with the convenience and flexibility to enquire about and authorise transactions any time, anywhere.

The 'interoperability' of these two channels provides you with access to our full suite of payments and cash management services, on a regional and global basis.

With HSBC's Integrated Payments Solutions, you can outsource your entire payments process, from generating payments instructions and executing them, to reconciliation and advising of payments. We provide a comprehensive package of payment solutions that have following features :

• Common and consistent “entry point”/platform
• Domestic and international; High-Value and Low-Value; Electronic and Paper Payments
• Regional and Local Instruments
• Interoperability
• Ability to support On-line Input, File Upload, and Host-to-Host payments submission
• Rich Reconciliation capability with Payments Advising and Report Writer
• Local language support
• Detailed payment information available across all payments

Controlled disbursements are a key objective for every corporate treasurer. Whether the payment is single or bulk, cheque or electronic, a timely and accurate payments management solution is required to maximise the cash flow benefit and aid the reconciliation process.

Converting your receivables into cash is a critical process for the health of your company's cash flow. But the time and effort it takes to collect and manage receivables across all channels and from different locations (paper or electronic, local or cross-border) may be too costly to your business.

With HSBC's Integrated Receivables Solutions (IRS), you can outsource your accounts receivable management. With a full suite of our B2B and C2B collections products that extend your reach throughout Asia-Pacific, IRS enables you to collect and manage receivables from your clients cost-efficiently.

IRS integrates with your back-office/ERP system and has automated reconciliation and reporting features so you gain a complete picture of your receivables at a country and regional level. You can conveniently access time-critical information through HSBCnet (our global Internet banking channel) or HSBC Connect (our host-to-host delivery channel), sharpening your decision-making and cash flow forecasting capabilities.