Super Smart Mortgage

Super Smart Mortgage offers savings and funding simultaneously.

With Super Smart Mortgage, you can reduce your interest payments on your mortgage while have extra money in case unexpected needs should arise.

Product Features

• Flexible payment creates savings
  Combined Loan offers you the opportunity to pay your mortgage on a bi-weekly basis. While your total monthly mortgage payment remains the same, you will be able to reduce interest payments and shorten the overall mortgage payment period.
• Paying off the principal creates extra funds
  Every time you pay off part of your mortgage principal, HSBC immediately transfer the captioned amount to your credit limit automatically. The more you pay off, the more funding you have available.
  *maximum revolving limit may differ per each application status
• Integrated account provides convenience
  Super Smart Mortgage has both the advantages of "mortgage and savings". With the account you can withdraw cash 24 hours within credit limit from any ATM throughout the world; and earn interests when there's positive balance on your account. You can also make payments and manage your finance via the integrated account.
• Personalized simulation service
  HSBC offers to tailor-make your mortgage package by calculating your repay abilities and cash flow through a simulation service free of charge.
• PowerVantage Account
  With Super Smart Mortgage, you are automatically offered a PowerVantage Account and can enjoy a wide range of HSBC finance management services at the ease of 24-hour telephone and online banking service.

Top