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Credit Card Short Message Service

Credit Card Short Message Service

Products and Services

Main cardholder can select service settings for both main and supplementary cards; supplementary cardholder can only select service for the supplementary card. Service shall be selected for each HSBC credit card account separately.

1.Credit card payment notice (main cardholder only)

Message will be sent upon receiving credit card payment.

2.Credit card transaction notice

Receive message notice if any of the three types of transaction below occurs:

  • Overseas credit card transaction (not available to private label card)
  • Online credit card transaction (not available to private label card)
  • Large credit card transaction (minimum alert amount shall be selected and shall be no less than NT$ 3,000)

Amount stated in the short message may differ from the actual amount charged due to MasterCard or VISA global transaction system and any currency exchanges incurred. Please refer to your monthly statement for the exact charged amount.

3.Credit limit usage notice (only available to main cardholder)

Be notified when your credit card balance has exceeded a pre-set amount.

Example: Credit limit of TWD100,000 and alert set at TWD30,000 or 30%. When credit card balance reaches this amount, a notification message will be sent to your mobile phone.

4.Pass-due notice (applies to all cards)

Message notices will be sent for any credit card accounts pass-due. HSBC Short Message Service is terminated when the account has been three months overdue and will resume when payments due are received.

5. Unusual spending notice (applicable to all HSBC credit cards)

A message will be sent if an unusual transaction has occurred and we are unable to reach you for verification. Please contact HSBC immediately as instructed on the message.

6.Birthday greeting and latest offers

HSBC will keep you informed of our financial services and recent activities including promotional giveaways and discounts when you activate Short Message Service. A birthday greeting will also be sent on your birthday. Service cancelable upon request.

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