Payment Method & Fee

1.ATM Transfer/ATM Payment

Payments made through HSBC ATM machines shall not be subject to the daily limit of NT$30,000 on non-designated accounts. Payments or fund transfers can be made around the island via ATMs equipped with the FISC inter-bank fund transfer/payment facility, by using ATM cards with a fund transfer function. To complete a fund transfer for a bill payment, you only need to enter bank code"081" in accordance with the instructions given by the ATM system, as well as your credit card number and amount to be paid. (The handling fee for credit card payment through interbank transfer is NT$ 17 per transaction)

2.Payment at 7-ELEVEN /FamilyMart Convenience Stores

You may also bring your payment slip to any 7-ELEVEN / FamilyMart convenience store around the island to make payment. You have the option to pay either the total outstanding amount or the minimum payment for that month. Please note that, according to the regulations set forth by the Ministry of Finance, the maximum amount for individual credit card payments through convenience stores is NT$20,000. The clearing date will be the third working day after your payment, upon which your credit card account payment records will be updated accordingly.

3.Payment through Direct Debit Authorization

If you have a savings account with any of the following banks or their branches, you may also pay through a"Direct Debit Authorization", whereby an automatic debit of your account will be processed for monthly payments. The banks included are: The Hongkong and Shanghai Banking Corporation, First Commercial Bank, Taiwan Business Bank, Land Bank of Taiwan, Cathay United Bank, Bank of Taiwan, Chang Hwa Bank, Taiwan Cooperative Bank, The Chinese Bank, Taishin International Bank, Chung Hwa Post Office, Chiao Tung Bank, Taipei Fubon Bank, International Commercial Bank of China, International Bank of Taipei, Hwatai Bank, Shin Kong Commercial Bank, Sunny Bank, Fuhwa Commercial Bank, Cosmos Bank Taiwan, Bowa Bank, Chinfon Bank, Taichung Commercial Bank, King's Town Bank, Bank of Panhsin, Far Eastern International Bank, E.SUN Commercial Bank, Entie Commercial Bank.

To ensure timely and accurate payment, please deposit sufficient funds into the specified account for the direct debit at least one working day prior to the value date of the automatic debiting of the account.

4.Direct Payment at Bank Counters

A.Please present the payment form at the following banks and their respective branches within Taiwan: Land Bank of Taiwan, Bank of Taiwan, The Chinese Bank, Chung Hwa Post Office.

B.Please present the payment form at the following HSBC branches.in Taiwan:

5.Postal Transfer

You may make payment at all post offices around the island if you have the payment form; If you do not have the payment form, you may also make the payment through a postal transfer, which should be made to postal account No. 18583495 under the name of"The Hongkong and Shanghai Banking Corporation Limited, Taipei Branch". Please specify your credit card number when making the transfer so as to facilitate accurate crediting to your account.

6.Phone Banking Service of HSBC

If you have a saving account or checking account in HSBC with a valid phone banking password, you may dial HSBC 24-hours Customer Care Center (02) 8072-3000 to pay your bill by payment due date.

7.HSBC Website

If you have a saving account or checking account in HSBC and registered for HSBC on-line banking service, you may pay your credit card bill through our web site, www.hsbc.com.tw by logging in"internet banking" , clicking"personal banking", and then selecting transfer to make payment.

8.Mailing of Current-Dated Check

Please issue a non-negotiable current-dated check in favor of"The Hongkong and Shanghai Banking Corporation Limited, Taipei Branch", write down your credit card number on the reverse side of the check and send it together with the payment form enclosed with your statement, to: HSBC Credit Card Center, PO. Box 161-590, Taipei. To avoid any delay in crediting the account due to the check clearance period, please ensure that the check reaches us at least five working days prior to the payment due date.

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