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20 Biennial Endowment (20BE)
20 Biennial Endowment (20BE)
20BE is a non-participating endowment with life protection. The product features are listed below:
- Payment Period
20 years - Coverage Period
20 years - Death Benefit / TPD
Basic sum assured plus Accumulated paid premium - Bi-annual Coupon
10% of basic sum assured - Maturity Benefit
Accumulated paid premium - Waiver premium benefit
Under 2~3 degree disability from accident - Terminal Illness Benefit
Accelerated death benefit will be paid by 50% of sum assured upon diagnosis of terminal illness.
Products declaration
- HSBC cooperate with HIBT to provide regulator authorized insurance products. Insurance products are not saving products. It was protected by Insurance Stabilization Funds, not by Central Deposit Insurance.
- The related liability of insurance products was fully taken by insurance company, not by HSBC or HIBT.
