Accidental Death and Dismemberment RIDER ( ADD Rider)

Benefits: Death Benefit (or Funeral Expense Benefit) / Disability Benefit.

FSC Approval / Use & File Number : 96.09.03 HSBC Life 07004

This product is a non-participating insurance product. It neither participates in policy dividend nor has policy dividend benefit.

Before purchasing the product, customers should read all sales documents carefully.

To fully understand the loading or other related information about the product, please contact our sales representatives, service center (toll-free service hotline: 0800-661311) or visit our website at http://www.hsbcinsurance.com.tw so as to protect your rights.

The ADD Rider is an optional rider that can help your family meet continuing needs in case of an accidental death or total permanent or partial disability. If you are worried about being unable to work due to accident, here is our solution for you.

Benefits at a Glance:

• Secure your family in the event of personal accident
• Max coverage with low premium cost
• Renewable to age 75.

Underwriting Rules:

• Insurance period: 1 year
• Issue age : 0-65
• Sum assured amount:
  Minimum : NT$0.5MM
  Maximum : NT$20MM (or no more than 10 times of main policy sum assured, whichever is lower ; NT$2MM for age below 14;)
  

Important Notice:

• This product is a non-participating insurance product. It neither participates in policy dividend nor has policy dividend benefit.
• The product is reviewed by qualified signatories of HSBC Insurance that the product complies with general actuarial principles and insurance laws and regulations. To ensure yout rights, based the principle of equity and reciprocity for both insurance company and customers, you should read and understand policy provisions and related documents and select insurance products carefully. The insurance company and its responsible persons are subject to legal responsibility if there is any incompliance with regulations or mis-representation of the product.
• Surrendering the policy or discontinuing premium payments may be unfavorable to customers. Please carefully choose insurance products based on your needs.
• All detailed rights and obligations of insurance contracts are listed in policy provisions. Customers must read and understand them. Besides, customers should take advantage of the free look period (10 days after receipt of the policy).
• Before purchasing the product, customers should read all sales documents carefully. To fully understand the loading or other related information about the product, please contact our sales representatives, service center (toll-free service hotline: 0800-661311) or visit our website at http://www.hsbcinsurance.com.tw so as to protect your rights.
• The product is an insurance product and is protected by life Insurance Stabilization Fund. It is not a deposit and not protected by deposit insurance.
• The product brochure is for reference only. For product details and changes, please refer to the policy provision, HSBC insurance underwriting, policyholder service and other related administration rules at the time of application.

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• HSBC cooperate with HIBT to provide regulator authorized insurance products. Insurance products are not saving products. It was protected by Insurance Stabilization Funds, not by Central Deposit Insurance.
• The related liability of insurance products was fully taken by insurance company, not by HSBC or HIBT.

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