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Immediate Annuity (IA)

Insurance

Immediate Annuity (IA)

IA is designed for customers who have Saving Needs, Tax Planning, Retirement Planning. The product feature are as followed:

  • Sum Assured
    2,000~100,000/Monthly
  • Single Payment
  • IA1
    Guaranteed Certain Period 15 years
  • IA2
    Guaranteed Cash Refund
  • Accelerative paid-up discount rate
    1.85% (Compound)

Products declaration

  • HSBC cooperate with HIBT to provide regulator authorized insurance products. Insurance products are not saving products. It was protected by Insurance Stabilization Funds, not by Central Deposit Insurance.
  • The related liability of insurance products was fully taken by insurance company, not by HSBC or HIBT.

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