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Individual Personal Accident Insurance by ALICO (ADD)
Individual Personal Accident Insurance by ALICO (ADD)
Provide a source of income to maintain his/her retirement plan investment standard in the case of qualifying events such as accidental temporary and permanent disability. The product feature is as followed:
- Sum Assured
- Under Age 0 ~ 14 yr: 0.5 million~2 Million
- Occupation degree 1~3: 0.5 Million~10 Million
- Occupation degree 4~6: 1 Million~3 Million
- Student and age 14 upward: 1 Million~3 Million
- Age 66~69: 1 Million~3 Million - Payment mode
Annual、Semi-annual、Quarterly、Monthly - Premium Paid Period
1 year - Coverage Period
1 year, tacit renewable - Non-medical check benefit
- Accidental Death Benefit：100% sum assured payable
- Accidental Dismemberment Benefit：5%~100% of sum assured, payable by dismemberment degree 1-6
- Major Burn Benefit：25% sum assured
- Dismemberment Monthly Income Benefit：1% sum assured monthly payable for dismemberment degree 1-3 for 100 months
- Survivor Income Benefit：1% of sum assured per month for 6 months
Products declaration
- HSBC cooperate with HIBT to provide regulator authorized insurance products. Insurance products are not saving products. It was protected by Insurance Stabilization Funds, not by Central Deposit Insurance.
- The related liability of insurance products was fully taken by insurance company, not by HSBC or HIBT.
