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One Year Travel Insurance (OTA)

Insurance

One Year Travel Insurance (OTA)

OTA is a travel insurance with a one-year coverage duration. Insured doesn't need to declare before traveling. Customer can choose to purchase individual package or family package. This product is launched to fulfill Global Premier’s requirement.

  • Premium frequency
    Annual
  • Coverage period
    1 year
  • Emergency Assistance Expenses
    Emergency Medical Evacuation-Unlimited
    Repatriation of Remains-Unlimited
    Child Guard Expenses-NT$120,000

 

Benefits:

A. Individual Protection package for age 6-month to 17 insured

  • Overseas Travel Accident-NT$1,000,000
  • Common Carrier Double Indemnity Rider-NT$1,000,000
  • Medical Reimbursement Rider-NT$100,000
  • Compassionate Death Cash Rider-NT$80,000
  • Overseas Hospital Income Rider-NT$2,000 / NT$20,000
  • Emergency Assistance Expenses
    Emergency Medical Evacuation-Unlimited
    Repatriation of Remains-Unlimited
    Child Guard Expenses-NT$120,000

B. Individual Protection package for age 18 to 85 insured

  • Overseas Travel Accident-NT$4,000,000
  • Common Carrier Double Indemnity Rider-NT$4,000,000
  • Medical Reimbursement Rider-NT$1,000,000
  • Compassionate Death Cash Rider-NT$80,000
  • Overseas Hospital Income Rider-NT$2,000 / NT$20,000
  • Emergency Assistance Expenses
    Emergency Medical Evacuation-Unlimited
    Repatriation of Remains-Unlimited
    Child Guard Expenses-NT$120,000

C. Family Protection package for age 18 to 85 insured

  • The sum insured for main Insured is as (B)
  • The sum insured for spouse is as (B)
  • The sum insured for child is as follows:
    Overseas Travel Accident-NT$1,000,000
    Common Carrier Double Indemnity Rider- No cover
    Medical Reimbursement Rider-NT$1,000,000
    Compassionate Death Cash Rider-NT$80,000
    Overseas Hospital Income Rider-NT$2,000 / NT$20,000

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Products declaration

  • HSBC cooperate with HIBT to provide regulator authorized insurance products. Insurance products are not saving products. It was protected by Insurance Stabilization Funds, not by Central Deposit Insurance.
  • The related liability of insurance products was fully taken by insurance company, not by HSBC or HIBT.

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