The world's local bank
You are here:
- Home
- Personal Homepage
- Insurance
- Insurance Plans for Your Life Stages
- Loan Protection
You are not logged on.
Loan Protection
Products and Services
Regular Premium Mortgage Reducing Term Assurance (RMRTA)
The product RMRTA is a regular pay credit term life with decreasing sum assured. This product is mainly marketed through banks to bundle with their mortgage loan. The product features are listed below:
- Decreasing term life between 1.5 Million- 40 Million
- Regular Payment
- Max. level of cover/Death Benefit = 100% annually sum assured
- Having Surrender values
Residential Fire Insurance / Earthquake Insurance (NFM/EQ)
Residential Fire Insurance/ Earthquake Insurance is the personal property protection for customers’ residential house. The details is as followed:
- Coverage
As building and home content actual value caused by fire - Remnants cleaning fee
- Temporary rental
Under TWN$180,000 per event - Maximum level of cover for Earthquake
1.2 Million - Annual Payment
Products declaration
- HSBC cooperate with HIBT to provide regulator authorized insurance products. Insurance products are not saving products. It was protected by Insurance Stabilization Funds, not by Central Deposit Insurance.
- The related liability of insurance products was fully taken by insurance company, not by HSBC or HIBT.
