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Super Yield Investments
Information
Super Yield Investments are an investment instrument combining “time deposits in foreign currency” and “foreign exchange options”. In other words, while undertaking a foreign currency time deposit, you are also selling a foreign exchange option. Further to the interest income from the foreign currency time deposit, this instrument allows investors to earn premiums from options. Investors may determine the terms and conditions and the total rate of return of this instrument in accordance with individual investment needs, the attitude towards foreign exchange rates and inclination to risks. If the foreign currency in time deposit does not appreciate to your preset conversion rate stated in the option on fixing date, investors will receive the principal and interest amount in deposit currency. If the reverse is true whereby the foreign exchange rate appreciates higher than the preset level, the Bank will convert the principal and interest amounts into the linked currency at the preset conversion rate at the maturity and deposit the money to your designated account. Therefore, the Bank will consider the foreign exchange rate of specific foreign currency on fixing date to determine which currency for your principal and total return.
Features of “Super Yield Investments”
- Real time quotation for first-hand business opportunity
HSBC's real time quotation system allows investors to grasp market trends and freely determine their investment portfolios and expected returns. - A variety of choices in foreign currency combination
Investors may choose USD/EUR/GBP/AUD/CAD/HKD/JPY/SGD/NZD as the base currency and linked currency to satisfy their individual asset planning and demand for foreign currency. - Flexible investment period with high flexibility in the allocation of funds
This product is shorten tenor, with no offering period. Investors can invest anytime. The investment period ranges from 1 week, 2 weeks, 1 month, 2 months, 3 months and 6 months and odd days with flexible choices at your discretion. - Low minimum investment amount and no service charge.
Minimum investment amount is USD10,000 or equivalent. There is no service charge which provide investors easy access to this investment opportunity.
Super Yield Investments Related Information
Investors Disclaimers
- Super Yield Investments are a form of structured product and are different from the traditional forms of time deposit. Therefore, it is not a substitute for regular time deposits and is not inclusive in the extent the Central Deposit Insurance Corporation (CDIC). Investors shall assume the credit risk of HSBC as their own responsibility.
- Investment entails risk. Return of investment is determined by market situation within the term of investment or the expected time span. The underlying performance in such period may be positive or negative, which in turn will affect the return. The return of this product may fall lower than the return of time deposits covering the same period. Investors shall prepare to assume risk, and may not earn the same interest as investments otherwise with the same principal. Investors shall make independent judgment on participation in any of the investment programs cautiously with reference to their own capacity in assuming risks, investment experience, investment objectives, financial positions and related conditions (effect on legal, taxation and accounting aspects).
