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Ways to invest
Information
How to invest in “Unit Trusts”
- Lump sum investment
Investors may choose to invest in Unit Trusts in lump sum through Non-discretionary Trust accounts. In general, there is a minimum limit on subscription for lump sum investment. - Periodic Trust Fund Subscriptions in a Fixed Amount (Monthly Investment Plan)
In such mode of investment, investors do not have to consider the timing factor. What they need is to make arrangements with the bank to allocate a fixed amount of investment in specific funds every month from their trust accounts. The bank will then execute the investment order as planned and scheduled and deduct the prearranged amount from the account designated by the investors and invest in selected funds. Some banks even accept credit card charges in the investment of funds.
Channels for investment in “Unit Trusts”*
- Conduct trade at a branch
- Conduct trade via telephone
- Conduct trade online
* For further information on investment in Unit Trusts, please contact HSBC branches around the province.
Investors Disclaimers
- The money investors put into the accounts for Unit Trusts investment via the Non-Discretionary Trust account is fund for investment, not deposit. Therefore, this pool of money is not under the protection of the Central Deposit Insurance Corporation (CDIC). The appointed banks disclaim responsibility on the management of the trusts and the performance of the trusts fund. Investors shall assume as their own responsibility any risks that may arise from investment and possible loss thereof.
- Performance of the Unit Trust in the past does not guarantee its performance in the future. The price of the Unit Trust or mutual fund may fluctuate. There are investment risks which may involve the irrecoverable loss of the principal. Investors are asked to read the Prospectus of the Unit Trusts, Investor’s Brochure, and Fund Factsheet thoroughly, and make judgment on participation in any of the investment programs cautiously with reference to their own capacity in assuming risks, investment experience, investment objectives, financial positions and related conditions (effect on legal, taxation and accounting aspects).
Unit Trust Related Information
Disclaimers
- The investment amount in Offshore Bond through Non-Discretionary Trust account is for investment not deposit. Therefore, the investment amount is not inclusive of the extent of deposit insurance of Central Deposit Insurance Corporation (CDIC). The trustee banks disclaim responsibility on the management the performance of the trust account. Investors shall assume as their own responsibility any risks that may arise from investment and possible loss thereof.
- Bond price may and will fluctuate. The price of any type of bond may fall and may have no market value. Investors shall make judgment on participation in any of the investment cautiously with reference to their own capacity to assume risks, investment experience, investment objectives, financial positions and related conditions (effects on legal, taxation and accounting aspects).
