HSBC Card Instalment Plan

Offering interest free instalment purchase at over 2,000 outlets. No need to apply or register in advance; just show your card to the cashier and choose the tenor you want.

Products and services

Department stores
Department stores numbers and emails
English name Telephone number Website
SKM
(02)8780-1000
www.skm.com.tw
SOGO 0800-212-002
www.sogo.com.tw
FE21
0800-231-022
www.feds.com.tw
Breeze Center 0809-008888
www.breeze.com.tw
Taipei 101 Shopping Mall
02-8101-7777
www.taipei-101.com.tw/MALL/
HanShin
0800-018-980
www.hanshin.com.tw
HanshinArena
0800-621-688
www.hanshinarena.com.tw
KS SOGO Taichun (04)2323-3788
www.kssogo.com.tw
Mingyao Department Store (02)2777-1266
www.mingyao.com.tw
Yoai Department Store (03)936-9936
www.yoai.com.tw
TonLin Department Store

(03)336-2626

www.tonlin.com.tw
Pacific Department Store

Fengyuan:(04)2529-1111

Yonghe&Zhonghe:(02)8231-5555

Pingdong:(08)732-5666

www.pacific-mall.com.tw
Living Mall (02)3762-1688
www.cpcity.com.tw
Global Mall 0809-097-779
www.twglobalmall.com
Tiger city (04)3606-8888
www.tigercity.com.tw
TaiMall (03)311-1234 ext 9
www.taimall.com.tw
Q Square (02)2182-8888
www.qsquare.com.tw
Chun Yo Department Store 0800-422-800
n/a
Howard Plaza Boutique 0800-011-068
www.howard-bt.com.tw
Uni-Hankyu-Kaohsiung (07)832-3689
www.dreamall.com.tw/uni-hankyu/
Luna Pleza (03)932-8800
www.lunaplaza.com.tw
Park Lane (04)2328-1000
www.parklane.com.tw
Talees (07)261-3060
www.talee.com.tw
Great World Department Store (07)955-5888
n/a
Edora Park 0800-888-025
www.edora-park.com
Department stores
Department stores numbers and emails
English name SKM
Telephone number (02)8780-1000
Website www.skm.com.tw
English name SOGO
Telephone number 0800-212-002
Website www.sogo.com.tw
English name FE21
Telephone number 0800-231-022
Website www.feds.com.tw
English name Breeze Center
Telephone number 0809-008888
Website www.breeze.com.tw
English name Taipei 101 Shopping Mall
Telephone number 02-8101-7777
Website www.taipei-101.com.tw/MALL/
English name HanShin
Telephone number 0800-018-980
Website www.hanshin.com.tw
English name HanshinArena
Telephone number 0800-621-688
Website www.hanshinarena.com.tw
English name KS SOGO Taichun
Telephone number (04)2323-3788
Website www.kssogo.com.tw
English name Mingyao Department Store
Telephone number (02)2777-1266
Website www.mingyao.com.tw
English name Yoai Department Store
Telephone number (03)936-9936
Website www.yoai.com.tw
English name TonLin Department Store
Telephone number

(03)336-2626

Website www.tonlin.com.tw
English name Pacific Department Store
Telephone number

Fengyuan:(04)2529-1111

Yonghe&Zhonghe:(02)8231-5555

Pingdong:(08)732-5666

Website www.pacific-mall.com.tw
English name Living Mall
Telephone number (02)3762-1688
Website www.cpcity.com.tw
English name Global Mall
Telephone number 0809-097-779
Website www.twglobalmall.com
English name Tiger city
Telephone number (04)3606-8888
Website www.tigercity.com.tw
English name TaiMall
Telephone number (03)311-1234 ext 9
Website www.taimall.com.tw
English name Q Square
Telephone number (02)2182-8888
Website www.qsquare.com.tw
English name Chun Yo Department Store
Telephone number 0800-422-800
Website n/a
English name Howard Plaza Boutique
Telephone number 0800-011-068
Website www.howard-bt.com.tw
English name Uni-Hankyu-Kaohsiung
Telephone number (07)832-3689
Website www.dreamall.com.tw/uni-hankyu/
English name Luna Pleza
Telephone number (03)932-8800
Website www.lunaplaza.com.tw
English name Park Lane
Telephone number (04)2328-1000
Website www.parklane.com.tw
English name Talees
Telephone number (07)261-3060
Website www.talee.com.tw
English name Great World Department Store
Telephone number (07)955-5888
Website n/a
English name Edora Park
Telephone number 0800-888-025
Website www.edora-park.com
Electronic goods
Electronic goods numbers and emails
English name Telephone number Website
Tsai-Kuan 0800-095-885
www.tkec.com.tw
Elifemall 0800-021-921
www.elifemall.com.tw
Sun-Far (07)236-6221
www.sunfar.com.tw
U-Life 3c 0800-000-551
n/a
Threewell 0809-008-001
www.threewell.com.tw
Sinya 0800-380-380
www.sinya.com.tw
Sony Taiwan (02)2522-8545
www.sony.com.tw
Studio A (02)2322-5080
www.studioa.com.tw
Data Express (02)2652-2658
www.dataexpress.com.tw
PDA King (02)2351-3290
www.pdaking.com.tw
AV Conception (02)2382-0699
conception.myweb.hinet.net
Zhaohua International (02)2381-6982
n/a
YuDa Electric (02)2371-1641
n/a
WenYa Photographic Equipment (02)2331-8432
n/a
ZengJi Digital (02)2381-6703
n/a
LinWu Photographic Equipment (02)2311-4022
n/a
TungXun Photographic Equipment (02)2370-9729
n/a
XinBo AV Equipment (02)2381-7560
n/a
Digital Life Square (02)2553-9388
n/a
TsunXian Trading (02)2311-1999
n/a
ShuangLian Digital Tech (02)2556-2266
n/a
ShuangLian Digital Tech-GuTing (02)2321-8179
n/a
IPEVO Tech (02)5550-8686
www.ipevo.com.tw
Electronic goods
Electronic goods numbers and emails
English name Tsai-Kuan
Telephone number 0800-095-885
Website www.tkec.com.tw
English name Elifemall
Telephone number 0800-021-921
Website www.elifemall.com.tw
English name Sun-Far
Telephone number (07)236-6221
Website www.sunfar.com.tw
English name U-Life 3c
Telephone number 0800-000-551
Website n/a
English name Threewell
Telephone number 0809-008-001
Website www.threewell.com.tw
English name Sinya
Telephone number 0800-380-380
Website www.sinya.com.tw
English name Sony Taiwan
Telephone number (02)2522-8545
Website www.sony.com.tw
English name Studio A
Telephone number (02)2322-5080
Website www.studioa.com.tw
English name Data Express
Telephone number (02)2652-2658
Website www.dataexpress.com.tw
English name PDA King
Telephone number (02)2351-3290
Website www.pdaking.com.tw
English name AV Conception
Telephone number (02)2382-0699
Website conception.myweb.hinet.net
English name Zhaohua International
Telephone number (02)2381-6982
Website n/a
English name YuDa Electric
Telephone number (02)2371-1641
Website n/a
English name WenYa Photographic Equipment
Telephone number (02)2331-8432
Website n/a
English name ZengJi Digital
Telephone number (02)2381-6703
Website n/a
English name LinWu Photographic Equipment
Telephone number (02)2311-4022
Website n/a
English name TungXun Photographic Equipment
Telephone number (02)2370-9729
Website n/a
English name XinBo AV Equipment
Telephone number (02)2381-7560
Website n/a
English name Digital Life Square
Telephone number (02)2553-9388
Website n/a
English name TsunXian Trading
Telephone number (02)2311-1999
Website n/a
English name ShuangLian Digital Tech
Telephone number (02)2556-2266
Website n/a
English name ShuangLian Digital Tech-GuTing
Telephone number (02)2321-8179
Website n/a
English name IPEVO Tech
Telephone number (02)5550-8686
Website www.ipevo.com.tw
Online shopping
Online shopping numbers and emails
English name PC home Online
Telephone number (02)2326-1460
Website shopping.pchome.com.tw
English name Yahoo
Telephone number (02)7723-8585
Website buy.yahoo.com.tw
English name Gohappy
Telephone number 0809-076-888
Website www.gohappy.com.tw
English name PayEasy
Telephone number 0800-023-008
Website www.payeasy.com.tw
English name Rakuten
Telephone number (02)-2508-8181
Website www.rakuten.com.tw
English name UDN Shopping
Telephone number (02)8692-5588
Website shopping.udn.com
English name Books.com
Telephone number 02-2653-5588
Website www.books.com.tw
English name 7-net
Telephone number 4128-711
Website www.7net.com.tw
English name HerBuy
Telephone number (02)2799-8191
Website www.herbuy.com.tw
English name reebonz
Telephone number 02-2771-8991
Website www.reebonz.com
TV shopping
TV shopping numbers and emails
English name Telephone number Website
momo 0800-777-939
www.momoshop.com.tw
Eastern Home Shopping & Leisure 0800-013-058
www.etmall.com.tw
U-life 0800-609-609
www.u-mall.com.tw
ViVa 0809-053-888
www.vivatv.com.tw
TV shopping
TV shopping numbers and emails
English name momo
Telephone number 0800-777-939
Website www.momoshop.com.tw
English name Eastern Home Shopping & Leisure
Telephone number 0800-013-058
Website www.etmall.com.tw
English name U-life
Telephone number 0800-609-609
Website www.u-mall.com.tw
English name ViVa
Telephone number 0809-053-888
Website www.vivatv.com.tw
Hyper / personal care
Hyper / personal care numbers and emails
English name Telephone number Website
Carefour 0809-001-365
www.carrefour.com.tw
RT-MART 0800-010-020
www.rt-mart.com.tw
Far Eastern Geant 0800-822-888
n/a
Taisuco 0800-881-588
www.tsctaisuco.com.tw
Cosmed 0800-005-665
www.cosmed.com.tw
Hyper / personal care
Hyper / personal care numbers and emails
English name Carefour
Telephone number 0809-001-365
Website www.carrefour.com.tw
English name RT-MART
Telephone number 0800-010-020
Website www.rt-mart.com.tw
English name Far Eastern Geant
Telephone number 0800-822-888
Website n/a
English name Taisuco
Telephone number 0800-881-588
Website www.tsctaisuco.com.tw
English name Cosmed
Telephone number 0800-005-665
Website www.cosmed.com.tw
Home decoration
Home decoration numbers and emails
English name B&Q
Telephone number 0800-008-007
Website www.i-house.com.tw
English name HOLA
Telephone number 0800-008-007
Website www.hola.com.tw
English name UWOOD Furnitures
Telephone number 0800-033-788
Website www.uwood.com.tw
English name FUJIIRYOKI
Telephone number 0800-816-988
Website n/a
English name Takasima
Telephone number 0800-891-899
Website www.takasima.com.tw
English name WorkingHouse
Telephone number 0800-018-598
Website www.workinghouse.com.tw
English name Countess
Telephone number 0800-800-166
Website www.countess.com.tw
English name Sanyo Taiwan
Telephone number 0800-555-619
Website www.tw-sanyo.com.tw
English name Osim
Telephone number 0800-099-060
Website www.osim.com
English name Metroasis
Telephone number (03)356-7118
Website www.metroasis.com.tw
English name Home Box
Telephone number 0800-800-958
Website www.homebox.com.tw
Telecommunication
Telecommunication numbers and emails
English name Telephone number Website
Chunghwa Telecom 0800-080-090
www.cht.com.tw
Taiwan Mobile (02)6606-2999
www.taiwanmobile.com
Fareaston 0800-058-885
www.fetnet.net
Senao 0800-050-868
www.senao.com.tw
Vibo 0800-66-1234
www.vibo.com.tw
ARCOA 0800-032-123
www.arcoa.com.tw
Asia Pacific Telecom 0809-050-982
www.aptg.com.tw
Global Mobile Corp 0800-801-010
www.g1.com.tw
Jia Lian Consultant 0800-258-666
www.58666.com.tw
Jason Communication 0800-600-289
www.jyes.com.tw
Telecommunication
Telecommunication numbers and emails
English name Chunghwa Telecom
Telephone number 0800-080-090
Website www.cht.com.tw
English name Taiwan Mobile
Telephone number (02)6606-2999
Website www.taiwanmobile.com
English name Fareaston
Telephone number 0800-058-885
Website www.fetnet.net
English name Senao
Telephone number 0800-050-868
Website www.senao.com.tw
English name Vibo
Telephone number 0800-66-1234
Website www.vibo.com.tw
English name ARCOA
Telephone number 0800-032-123
Website www.arcoa.com.tw
English name Asia Pacific Telecom
Telephone number 0809-050-982
Website www.aptg.com.tw
English name Global Mobile Corp
Telephone number 0800-801-010
Website www.g1.com.tw
English name Jia Lian Consultant
Telephone number 0800-258-666
Website www.58666.com.tw
English name Jason Communication
Telephone number 0800-600-289
Website www.jyes.com.tw
Travel and entertainment
Travel and entertainment numbers and emails
English name Lion Travel
Telephone number 02-8793-9631
Website www.liontravel.com
English name SET Tour
Telephone number 02-2522-1000
Website www.settour.com.tw
English name Cola Tour
Telephone number 02-2522-1199
Website www.colatour.com.tw
English name EZFLY
Telephone number 02-8161-1919
Website www.ezfly.com.tw
English name China Airlines
Telephone number (02)2715-1212
Website www.china-airlines.com
English name YESTRIP
Telephone number (02)2509-2228
Website www.yestrip.com/index/index.jsp
English name Phoenix Tours
Telephone number (02)2537-8111
Website www.travel.com.tw
English name Perfect Travel
Telephone number (02)2521-5241
Website www.perfect.com.tw
English name EZTOUR
Telephone number (02)2513-3088
Website www.eztour.com.tw
English name RICHMOND TOURS
Telephone number (02)2542-7193
Website www.travel4u.com.tw
English name Merida Bikes (Ostarts)
Telephone number 02-2790-1876
Website www.ostarts.com.tw
English name Giant Bikes
Telephone number 0800-461-406
Website www.giant-bicycles.com
English name Play
Telephone number (02)2542-7077
Website www.tvgame.com.tw
Shopping
Shopping numbers and emails
English name Formosa Optical
Telephone number 0800-251-257
Website www.formosa-optical.com.tw
English name Kobayashi Glasses
Telephone number 0800-016-883
Website www.kobayashi.com.tw
English name Alain Mikli
Telephone number (02)2581-9930
Website www.alainmikli.com/
English name Nova Vision
Telephone number 0800-818-589
Website n/a
English name Formosatimes
Telephone number 0800-031-628
Website www.formosatimes.com.tw
English name ROSDENTON
Telephone number (02)2502-3237
Website www.rosdenton.com.tw
English name Yi Mei Watch
Telephone number (05)227-3200
Website n/a
English name Luxury watcher
Telephone number (02)2773-0125
Website www.luxurywatcher.com
English name Ever Rich Duty Free Shop
Telephone number 0800-098-668
Website www.everrich.com.tw
English name EMPEROR DIAMOND
Telephone number (02)2545-5868
Website www.emperor-diamond.com.tw
English name Les Enphants
Telephone number 0800-000-618
Website www.phland.com
English name L'Occitane
Telephone number 0800-087-654
Website www.loccitane.com.tw
English name Sisley Cosmetics
Telephone number (02)2571-6618
Website www.sisley-cosmetics.com/tw-cn
English name G2000
Telephone number (02)2715-7722
Website www.g2000.com.tw
English name Marilyn
Telephone number 0800-558-866
Website www.marilyn.com.tw
English name JustHerb
Telephone number (02)2567-2955
Website www.justherb.com.tw
English name YK DZI (Tibet pearl)
Telephone number (02)2739-1661
Website www.dzi.com.tw
English name Shanxifang
Telephone number 0800-210-188
Website www.shanxifang.com.tw
Others
Others numbers and emails
English name Telephone number Website
Naturewise Biotech & Medicals Corp. 02-2821-7057
www.naturewise.com.tw
AUTOBACS (02)2793-5118
www.autobacs.com.tw
Car Quality 0800-200-277
www.car1.com.tw
HAI PA WANG (Wedding Banquets) 0800-777-555
www.hpe.com.tw
E.Excel Taiwan (02)2781-3311
www.eexcelint.com.tw
Chuanda Technology 0800-027-527
n/a
Cocolong School 0800-556-234
www.cocolong.com.tw
Listen International Ltd 0800-672-682
www.listening.com.tw
Others
Others numbers and emails
English name Naturewise Biotech & Medicals Corp.
Telephone number 02-2821-7057
Website www.naturewise.com.tw
English name AUTOBACS
Telephone number (02)2793-5118
Website www.autobacs.com.tw
English name Car Quality
Telephone number 0800-200-277
Website www.car1.com.tw
English name HAI PA WANG (Wedding Banquets)
Telephone number 0800-777-555
Website www.hpe.com.tw
English name E.Excel Taiwan
Telephone number (02)2781-3311
Website www.eexcelint.com.tw
English name Chuanda Technology
Telephone number 0800-027-527
Website n/a
English name Cocolong School
Telephone number 0800-556-234
Website www.cocolong.com.tw
English name Listen International Ltd
Telephone number 0800-672-682
Website www.listening.com.tw

Please manage your finances carefully and value your credit. Interest on revolving credit and cash advance 5.68% to15.00%. Service Charges for cash advance NT$100 + the amount of cash advance * 3.5%. Base date of interest on revolving credit: September 1 2015.

HSBC's Card Instalment Plan terms and conditions

  1. The Hong Kong and Shanghai Banking (Taiwan) Corporation is short for “HSBC” and the HSBC Credit Cards is short for “Card” in the Credit Card Zero Fee Installment Policy.
  2. The HSBC Zero Fee Installment Purchase Policy (“Policy”) shall apply to only HSBC Credit Cards (“Card”) issued by the Hong Kong and Shanghai Banking (Taiwan) Corporation (“HSBC”). The “Card” shall not include corporate cards or business cards.
  3. The Policy shall be valid for the available balance of the Card, and the maximum amount shall not exceed the credit limit of the Card. When the amount exceeds the credit limit, the excess amount shall be added to the card’s minimum payment of the month. The cardholder may make multiple applications for payment by installment, on the condition that the accumulative total amount of payments shall not exceed the available balance of the Card.
  4. Under the Policy, HSBC will advance the total amount of purchase to contract stores, and cardholders shall return the amount to HSBC by installment.
  5. Cardholders shall return the principal to HSBC by installment on a monthly basis (“Monthly Payable Amount of Installment”) according to the installment plan selected by cardholders from the day of approval of the Policy. The Monthly Payable Amount of Installment shall be included in the card’s minimum payment for each month and cardholders shall pay accordingly.
  6. The product, price, applicable period and the tenor (maximum shall not exceed 30 months) of the Policy shall subject to the announcement of contract stores.
  7. The calculation of Monthly Installment is as follows:

    Amount of Monthly Payable Amount = Amount of Purchase selected for Payment by Installment ÷ Installment Plan Tenor

    When the Monthly Payable Amount cannot be evenly divided by the Installment Plan, the remaining balance shall be added to the Monthly Payable Amount of the first installment. When there are discrepancies in the Monthly Payable Amount and Total Amount of Payment by Installment between the card payment receipt and the bank statement as a result of the difference in the payment calculation settings of the terminal card reader, the exact monthly principal shall be subject to the amount in the bank statement.
  8. All unpaid installments and service charges (if any) shall be deemed as mature without prior notice or summons for cardholders when any installment is delayed or cardholders revoke the Card during the period that an installment contract is in effect. HSBC shall include this sum in the general card account payable in the following month and charges interests and late fee accordingly.
  9. Beginning from 1 Oct 2017, the inclusion of the Monthly Payable Amount into HSBC Privilege Bonus Plan will be determined by the applicable campaign or offer at the time of the instalment transaction.
  10. Cardholders should retain the “Payment by Installment Receipt” and the “Card Payment Receipt” for future enquiries.
  11. Under no circumstances shall cardholders revoke the installment contract or alter the installment plan after the transaction has been completed. Unless otherwise approved by HSBC, cardholders shall not request an advance reimbursement.
  12. Pursuant to Article 19, Consumer Protection Act, cardholders shall enjoy a seven-day grace period when purchasing from a mail order service. Therefore, cardholders may return the product or revoke a trading contract with the contract store with a written notice during the grace period. When cardholders purchase multiple items from a mail order with the Policy, they shall return all items in the same purchase order without requesting the return of a particular item. When the grace period granted by contract stores is longer than that prescribed in the Consumer Protection Act, and cardholders wish to return the item after seven days from purchase, cardholders shall contact the contract stores to apply for a refund. Cardholders shall enquire with sellers concerning the refund procedure for product return or service revocation.
  13. Under the Policy, HSBC shall advance the contract store, at one time, the lump sum of the purchase, including the total amount of product/service purchased and the service charge. Cardholders shall pay the monthly payable amount to HSBC every month. HSBC shall only advance the payment for purchases and shall assume no responsibility for entity relationship of trade, including, but not limited, to the delivery of product or product defects. Cardholders shall contact contract stores to settle disputes arising from or in connection with the refund for a product return or service revocation, or the quality, quantity, and amount of the product/service purchased. In no circumstance shall cardholders reject the payment payable to HSBC with such context. Cardholders may request HSBC to handle such disputes according to the Account Payment Dispute Management Procedure specified in the card holding terms when they cannot settle a dispute with the contract store.
  14. Matters not provided in the Policy shall be subject to the terms prescribed in the HSBC Credit Card Terms and Conditions Additional Clause.
  15. HSBC reserves the right of final approval of the Policy.
  16. The specification and accessories of promotional products, actual price, promotion contents, duration of promotional activities, and actual prizes shall be subject to the announcements made by contract stores. Each contract store shall reserve the right of altering such activities without prior notice.
  17. Payments made to the credit card account are applied in the following order of priority, namely, annual fee, fees (including default penalty fee), interest charges (including but not limited to revolving interest and installment interest), monthly installment amount, Cash Advance, and general transactions. If the credit card statement is overpaid, the overpaid amount will be listed as premium in the statement of next month and will not offset the remained principal in advance.