HSBC Premier Credit Card

Enjoy premium travel, lifestyle and dining experiences.

HSBC Taiwan
Credit Cards
HSBC Premier Credit Card

All-round privileges for more seamless living

Unlock travel, wellness and dining perks with HSBC Premier Credit Card and earn rewards every time you spend.

Apply now (in Chinese only) HSBC Premier credit cards This link will open in a new window

Learn more about HSBC Card+ app

Enhanced reward point offers

- Selected merchants: earn up to 1 reward point for every TWD10 spent

- Other eligible retail spending: earn up to 1 reward point for every TWD18 spent

Premium travel experiences

Eligible Premier Elite customers can earn exclusive travel points and redeem up to 36 complimentary airport transfers or 6 times access to Huan Yu VIP Terminal customs clearance services during the promotion period.

Premium dining experiences

Enjoy up to 50% off at 15 selected premium restaurants across Taiwan, including Michelin‑starred venues.

All-round wellness protection

Enjoy dedicated medical and wellness support, including 24/7 access to a global VIP medical network and health information.

Exclusive privileges, crafted for refined living

Promotion period: 21 July 2026 to 31 December 2026

Spend to earn more rewards (including existing card benefits)

Whether you’re spending locally or abroad, earn more reward points during the promotion period while you continue to enjoy your existing card benefits. See important information

General purchases: earn up to 1 reward point for every TWD18 spent
Designated purchases: earn up to 1 reward point for every TWD10 spent

Learn more details about reward points (in Chinese only) This link will open in a new window

Tailored for every journey

Use travel points to make every departure feel more effortless.

Premier Elite customers can earn up to 36 travel points to redeem exclusive services, including domestic and overseas airport transfers, airport lounges, Huan Yu VIP Terminal customs clearance service, and Taiwan High Speed Rail ticket booking service (existing card benefits included). Learn more about travel points redemption.
Enjoy up to 20% off for Agoda bookings and settle into the stay that suits you. Learn more about booking offers.

See more travel benefits (in Chinese only)

Premium dining, served your way

Discover renowned restaurants across Taiwan and enjoy unforgettable moments with those who matter most.

Enjoy exclusive discounts of up to 50% at popular dining spots and premium restaurants across Taiwan.
Enjoy exclusive discounts at 200+ restaurants and savour Taiwan’s best with offers of up to 13% off.

Learn more (in Chinese only) Details of restaurant offers This link will open in a new window

Thoughtful care, inside and out

Get responsive health support with our one-stop assistance, from consultation to medical care.

24/7 health consultations: get timely health advice and guidance on seeking medical care
One-stop medical support: specialist referral, VIP outpatient consultation, medical escort service, and caregiver arrangements
Health screening: preferential rates for genetic testing, and dementia screening offered by Harvard Health Clinic (exclusive to HSBC Premier Elite customers)
Exclusive partner offers: privileges with selected partners such as dental clinics, eye care providers and pharmacies

See more wellness concierge details

Elite privileges for smoother journeys

Exclusive to HSBC Premier Elite customers, these privileges support you from departure to check-in, so every trip feels more seamless and reassuring.

Enjoy 2 complimentary transfers per year across 10 overseas airports
Premium stay privileges at selected hotels worldwide across 7 luxury hotel groups
Enjoy 16% off Agoda flight bookings for even better value when you travel

Learn more Details about the exclusive privileges for our valued wealth management clients

HSBC Premier Credit Card upgrade promotion details

Explore rewards and privileges available.

Promotion period

From 21 July 2026 to 31 December 2026

Eligibility

The following types of customers are eligible for the enhanced reward points:

Tier 1: eligible Premier Elite customers — i.e. HSBC Premier customers who maintain an account minimum average monthly balance of TWD30,000,000 or above (or the equivalent) during the promotion period
Tier 2: HSBC Premier customers who have continuously held a Premier Credit Card since or before 20 July 2026, and maintain an account minimum average monthly balance of TWD15,000,000 or above (or the equivalent) during the promotion period
Tier 3: all other HSBC Premier customers not covered in Tier 1 and Tier 2.

Promotion mechanics

To celebrate the upgrade of HSBC Premier and reward HSBC Premier Credit Card holders, eligible customers—whether newly approved or existing cardholders—will earn more reward points on eligible card spending during the promotion period.

These promotional offers replaces (and do not stack with) the original HSBC Premier Credit Card's earning rate of 1 reward point for every TWD30 spent.
Reward tier	Tier 3	Tier 1 and Tier 2
General purchases	1 reward point for every TWD20 spent	1 reward point for every TWD18 spent
Designated purchases*	1 reward point for every TWD15 spent	1 reward point for every TWD10 spent

To celebrate the upgrade of HSBC Premier and reward HSBC Premier Credit Card holders, eligible customers—whether newly approved or existing cardholders—will earn more reward points on eligible card spending during the promotion period.

These promotional offers replaces (and do not stack with) the original HSBC Premier Credit Card's earning rate of 1 reward point for every TWD30 spent.
Reward tier	General purchases
Tier 3	1 reward point for every TWD20 spent
Tier 1 and Tier 2	1 reward point for every TWD18 spent

Reward tier	Designated purchases*
Tier 3	1 reward point for every TWD15 spent
Tier 1 and Tier 2	1 reward point for every TWD10 spent

The number of extra reward points during the promotion period will be calculated based on the customer’s applicable eligibility tier and the earning rate for each eligible purchase — for example, a customer confirmed by the bank as Tier 3 who makes a domestic general purchase of TWD2,000 during the promotion period will receive a total of 100 reward points.

*Designated purchases include overseas spending and insurance premium payments:

Overseas spending: transactions made at merchants located outside Taiwan, for which the bank also charges and displays a foreign transaction handling fee on the statement. This excludes in-store purchases in the EU and the UK.
Insurance premiums: transactions will be determined based on whether the merchant category code (MCC) assigned by the acquiring institution is 6300.

Important notes

For the full terms and conditions, please refer to the corresponding Chinese page of Notes for earning extra reward points.

Promotion period

From 21 July 2026 to 31 December 2026

Eligibility

The following types of customers are eligible for the enhanced travel benefits:

Tier 1: eligible Premier Elite customers — i.e. HSBC Premier customers who maintain an account minimum average monthly balance of TWD30,000,000 or above (or the equivalent) during the promotion period
Tier 2: HSBC Premier customers who have continuously held a Premier Credit Card since or before 20 July 2026, and maintain an account minimum average monthly balance of TWD15,000,000 or above (or the equivalent) during the promotion period
Tier 3: qualified HSBC Premier customers other than those described in Tier 1 and Tier 2 — i.e. HSBC Premier customers who maintain an account minimum average monthly balance of TWD3,000,000 or above (or the equivalent).

Promotion mechanics

To celebrate the upgrade of HSBC Premier and reward HSBC Premier Credit Card holders, eligible customers—whether newly approved or existing cardholders—may enjoy more travel points during the promotion period.

These offers are more favourable than the original HSBC Premier Credit Card benefits. The 2 complimentary airport transfers under the original benefits will not be additionally granted.
Eligibility tier	Tier 3	Tier 1 and 2
Travel points	4 travel points	36 travel points

To celebrate the upgrade of HSBC Premier and reward HSBC Premier Credit Card holders, eligible customers—whether newly approved or existing cardholders—may enjoy more travel points during the promotion period.

These offers are more favourable than the original HSBC Premier Credit Card benefits. The 2 complimentary airport transfers under the original benefits will not be additionally granted.
Eligibility tier	Travel points
Tier 3	4 travel points
Tier 1 and 2	36 travel points

The number of travel points during the promotion period will be calculated based on the customer’s applicable eligibility tier — for example, a customer confirmed by the bank as Tier 3 will receive a total of 4 travel points.

Customers may redeem points for domestic airport transfers or other services based on the 'Travel points redemption guide'.

2026 Travel points redemption guide (21 July 2026 – 30 June 2027)
Services	Travel points needed	Notes or rules	Point deduction time
Huan Yu VIP Terminal customs clearance service	6 travel points per person per each use	For details, please refer to Huan Yu VIP Terminal customs clearance service booking guidelines (in Chinese only, PDF)	Points will be deducted after the service is completed. If the service is not used on the scheduled date (no-show), points will still be deducted.
One airport transfer (arrival or departure) at a designated domestic airport	1 travel point per transfer	For details, please refer to credit card privileges(PDF), Section 2.5 (in Chinese only). Surcharges: If any surcharges apply (e.g. remote-area surcharge or late-night transfer), customers must pay with their HSBC Premier Credit Card. Alternatively, from 1 August 2026, customers may choose to offset the surcharge with travel points at a rate of 1 point per TWD1,000. Example: If a remote-area surcharge of TWD2,500 applies and the customer chooses to pay with travel points, 3 additional points will be deducted (rounded up, with no cash refund for any difference). The total deduction for the trip will be 4 points.	Points will be deducted after the service is completed. If the service is not used on the scheduled date (no-show), points will still be deducted.
One airport transfer (arrival or departure) at a designated airport in Mainland China	3 travel points per transfer	For details, please refer to Credit card previlidges(PDF), Section 2.5 (in Chinese only).	Points will be deducted after the service is completed. If the service is not used on the scheduled date (no-show), points will still be deducted.
Airport lounge access	1 travel point per person, per visit	Please refer to TMS airport lounge reservation guidelines (in Chinese only, PDF).	Points will be deducted after the reservation is made.
Taiwan High Speed Rail one-way ticket	Ticket priced below TWD1,400: 1 travel point per person, per ticket Ticket priced TWD1,400 or above: 2 travel points per person, per ticket	Please refer to TMS Taiwan High Speed Rail reservation guidelines (in Chinese only, PDF).	Points will be deducted after the reservation is made.

2026 Travel points redemption guide (21 July 2026 – 30 June 2027)
Services	Huan Yu VIP Terminal customs clearance service
Travel points needed	6 travel points per person per each use
Notes or rules	For details, please refer to Huan Yu VIP Terminal customs clearance service booking guidelines (in Chinese only, PDF)
Point deduction time	Points will be deducted after the service is completed. If the service is not used on the scheduled date (no-show), points will still be deducted.

Services	One airport transfer (arrival or departure) at a designated domestic airport
Travel points needed	1 travel point per transfer
Notes or rules	For details, please refer to credit card privileges(PDF), Section 2.5 (in Chinese only). Surcharges: If any surcharges apply (e.g. remote-area surcharge or late-night transfer), customers must pay with their HSBC Premier Credit Card. Alternatively, from 1 August 2026, customers may choose to offset the surcharge with travel points at a rate of 1 point per TWD1,000. Example: If a remote-area surcharge of TWD2,500 applies and the customer chooses to pay with travel points, 3 additional points will be deducted (rounded up, with no cash refund for any difference). The total deduction for the trip will be 4 points.
Point deduction time	Points will be deducted after the service is completed. If the service is not used on the scheduled date (no-show), points will still be deducted.

Services	One airport transfer (arrival or departure) at a designated airport in Mainland China
Travel points needed	3 travel points per transfer
Notes or rules	For details, please refer to Credit card previlidges(PDF), Section 2.5 (in Chinese only).
Point deduction time	Points will be deducted after the service is completed. If the service is not used on the scheduled date (no-show), points will still be deducted.

Services	Airport lounge access
Travel points needed	1 travel point per person, per visit
Notes or rules	Please refer to TMS airport lounge reservation guidelines (in Chinese only, PDF).
Point deduction time	Points will be deducted after the reservation is made.

Services	Taiwan High Speed Rail one-way ticket
Travel points needed	Ticket priced below TWD1,400: 1 travel point per person, per ticket Ticket priced TWD1,400 or above: 2 travel points per person, per ticket
Notes or rules	Please refer to TMS Taiwan High Speed Rail reservation guidelines (in Chinese only, PDF).
Point deduction time	Points will be deducted after the reservation is made.

Important notes

For the full terms and conditions, please refer to the corresponding Chinese page of Travel points redemption.

Pay with your HSBC Premier Credit Card on Agoda and enjoy up to 20% off your worldwide hotel bookings.

Terms and conditions (in Chinese only, PDF)

Wellness concierge services for HSBC Premier customers using HSBC Premier Credit Card

Terms and conditions (in Chinese only, PDF)

Wellness concierge services for HSBC Premier Elite customers using HSBC Premier Credit Card

Terms and conditions (in Chinese only, PDF)

HSBC Premier Elite customers – Travel concierge services

Promotion details and important notes (in Chinese only, PDF)

HSBC Premier Elite customers – Pay with an HSBC Premier Credit Card and enjoy 16% off when book a flight on Agoda

Terms and conditions (in Chinese only, PDF)

How to become an HSBC Premier Credit Card customer

Check your eligibility

Applications are open to HSBC Premier customers only
The primary card applicant must be between the ages of 18 to 65
The applicant must provide proof of salary income(in Chinese only) of TWD50,000 or above per month
Supplementary cards may be applied for by the primary cardholder’s spouse, parents, children, siblings, or parents-in-law
For supplementary card applicants: lineal relatives must be aged 15 or above; non-lineal relatives must be aged 18 or above

Note: After receiving your application, we may request additional proof of income/financial information where necessary to make the final approval decision.

For customers applying for a new HSBC Premier Credit Card: if, at the time of approval, you meet the eligibility requirements to be recognised as an HSBC Premier Elite customer, we will issue a limited-edition ‘metal card’. Customer status will be determined as reflected in the bank’s records.

Please prepare the following:
Completed application form	Complete all applicable fields and sign in the required places. Please provide a reachable Taiwan mobile number, Taiwan residential address, employer information, and your permanent overseas address.
Passport	A clear copy of the identification/photo page. Bring the original passport for verification.
Taiwan Alien Resident Certificate (ARC)	Clear copies of both front and back. The ARC must be valid at the time of application.
Proof of income / financial capacity	Please check the next FAQ for the acceptable forms of proof of income.

Please prepare the following:
Completed application form	Passport
Complete all applicable fields and sign in the required places. Please provide a reachable Taiwan mobile number, Taiwan residential address, employer information, and your permanent overseas address.	A clear copy of the identification/photo page. Bring the original passport for verification.

Completed application form	Taiwan Alien Resident Certificate (ARC)
Complete all applicable fields and sign in the required places. Please provide a reachable Taiwan mobile number, Taiwan residential address, employer information, and your permanent overseas address.	Clear copies of both front and back. The ARC must be valid at the time of application.

Completed application form	Proof of income / financial capacity
Complete all applicable fields and sign in the required places. Please provide a reachable Taiwan mobile number, Taiwan residential address, employer information, and your permanent overseas address.	Please check the next FAQ for the acceptable forms of proof of income.

Please provide ONE of the following documents:

Official payroll slips for the most recent 3 months.
Salary deposit records for the most recent 3 months.
HSBC Taiwan savings account statement or screenshot showing an average balance of TWD700,000 or above during the most recent 3 months.
Latest Withholding Tax Statement.
Latest Individual Income Tax Return of Tax Payment Certificate.
National Health Insurance (NHI) Contribution Record (downloaded from the NHI App).

Here are some examples of additional documents that may be requested:

Employment verification, work permit, tax/income records, or other documents supporting your residence, employment, income, or repayment capacity.
Proof of your permanent residential address in your home country, where required.
A guarantor and guarantor documents, if required by HSBC. The guarantor may need to complete and sign the guarantee section and provide a copy of both sides of their Taiwan ID card.
Any other supporting document required for identity verification, regulatory checks, credit assessment, or clarification of the application information.

Document requirements

Q: If I forget to bring my passport and original ARC, may I provide digital copies instead?

A: For identity verification purposes, we are required to sight the original passport and original ARC in person. Digital copies are not acceptable for in-branch processing.

ARC expiry

Q: My ARC will expire soon. Can I still apply for a credit card?

A: You may apply; however, it is not recommended if your ARC is close to expiry. The credit card validity period will generally be aligned with the expiry date of your ARC. If your ARC is due to expire soon, we strongly recommend renewing your ARC first and submitting the credit card application after you receive the updated ARC. Please note that applications are typically not approved if the ARC has expired, and you may be required to revisit the branch to update your ARC details.

Payroll customer (Not yet onboarded)

Q: I am from a payroll partner company but have not yet started employment. Can I open an account and apply for a credit card at the same time?

A: Yes. If you are able to provide acceptable proof of income showing annual income exceeding TWD 700,000, you may submit the credit card application in the branch immediately. If proof of income is not available at the time of application, you may still complete the application form in the branch. Once your first salary has been credited, the branch may assist in submitting your application. Please note that card approval remains subject to review and is not guaranteed.

Card delivery timeline

Q: When will I receive my credit card?

A: In general, if your application information is complete and there are no adverse records, the card will be issued within approximately seven working days. If you choose branch collection, the branch will call you once the card is ready for collection.

Urgent request

Q: I need the card urgently. Can it be issued within one week?

A: For urgent cases, expedited handling may be arranged on a case-by-case basis, subject to processing and delivery arrangements.

How to apply

Apply for an HSBC Premier Credit Card

Don’t have an HSBC Premier Credit Card yet? Apply online now.

Apply online (in Chinese only) This link will open in a new window

Don’t have an HSBC account yet?

Apply for an account and set up automatic payments to enjoy extra cash rewards. Explore more exclusive offers (in Chinese only)

Apply for an account and credit card (in Chinese only) This link will open in a new window

HSBC Premier Credit Card travel benefits

HSBC Premier customers can enjoy exclusive travel points, which can be flexibly redeemed for a wide range of travel-related services.

HSBC Premier Account

A tailored global wealth management service for you, offering exceptional privileges across health and medical care, global support, and premium travel—helping you in every stage of your life.

Premier rewards and offers (in Chinese only)

Seize opportunities and elevate your life with the latest rewards, offers and lifestyle privileges of HSBC Premier.

Manage your finances carefully and value your credit

The interest on revolving credit and cash advance is between 5.68% to 15.00%. The service charge for a cash advance is: TWD100 + the amount of cash advance × 3.5%. The base date of interest on revolving credit is 1 September 2015. For additional fees, please refer to our official website for details.

HSBC Premier Credit Card

All-round privileges for more seamless living

Earn up to 13,000 reward points when you apply and spend

Upgraded privileges with the HSBC Premier Credit Card

Enhanced reward point offers

Premium travel experiences

Premium dining experiences

All-round wellness protection

Exclusive privileges, crafted for refined living

Spend to earn more rewards (including existing card benefits)

Tailored for every journey

Premium dining, served your way

Thoughtful care, inside and out

Elite privileges for smoother journeys

HSBC Premier Credit Card upgrade promotion details

Enhanced reward points

Enhanced travel benefits – travel points redemption

Enhanced travel benefits – Agoda booking offer

Wellness concierge services

Elite privileges

How to become an HSBC Premier Credit Card customer

Check your eligibility

What do I need to prepare for the application?

What are the acceptable forms of proof of income / financial capacity?

Are there any additional documents that may be requested?

Other FAQs

How to apply

Apply for an HSBC Premier Credit Card

Don’t have an HSBC account yet?

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HSBC Premier Credit Card travel benefits

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Manage your finances carefully and value your credit

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