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Withdrawing multiple currency banknotes from an ATM; imaged used for HSBC Everyday Global Visa Debit Card page.

HSBC Everyday Global Visa Debit Card

Taiwan's first-ever multi-currency Visa Debit Card lets you save on everyday spending, at home or abroad

HSBC Everyday Global Visa Debit Card

Everyday Global Visa Debit Card

The HSBC Everyday Global Visa Debit Card lets you access up to nine currencies without foreign exchange (FX) or administrative fees. Lock in ideal rates and save on your everyday spending, whether at home or abroad.

  • One card for cash withdrawals, remittances and purchases in Taiwan

  • Multi-currency retail purchase, for online shopping and cash withdrawals from foreign ATMs

  • Pay in the local currency with no hidden fees, at home and abroad

  • Manage up to 9 foreign currency accounts under one single card

Making life at home that much easier

  • One card is all you need for cash withdrawals, remittances and purchases

  • Manage your money easily as the payment is debited directly from your account

  • Use your card for purchases from any merchant with the Visa logo, and withdraw cash from any ATM with the Visa/PLUS logo

  • No annual fee and no hassles of paying a monthly bill

No FX charges for overseas withdrawals

Withdraw cash from any ATM worldwide with the Visa/PLUS logo and pay no FX fees on 9 supported currencies [Note 1] [Note 2]

  • Lock in favorable exchange rates and flexibly switch between currencies beforehand

  • Withdraw cash from ATMs around the world directly from your corresponding foreign currency account, without any fee

  • If the corresponding foreign currency account is insufficient, the transaction will be converted from your NTD account [Note 3]

No additional fees on overseas purchases or online shopping

Make purchases worldwide from any merchants with the Visa logo free of charge [Note 2] when using any of the 9 supported currencies [Note 1]

  • Lock in favorable exchange rates and flexibly switch between currencies beforehand

  • Whether in-store or online, purchases made with the debit card will be deducted from your corresponding foreign currency account, with no additional fees

  • If the corresponding foreign currency account is insufficient, the transaction will be converted from your NTD account [Note 3]

[Note 1]

USD, EUR, GBP, CAD, HKD, JPY, SGD, AUD, NZD

[Note 2]

Overseas cash withdrawal / purchase will be charged for “internet service fee” / “overseas transaction fee”. Only when using HSBC Everyday Global Visa Debit Card to withdraw / purchase with the supported currencies and the corresponding foreign currency account is sufficient, the above fee won’t be charged.

When using HSBC Everyday Global Visa Debit Card for overseas withdrawal from HSBC ATM: Free of operation fee for most of the cases, only HSBC ATMs in some countries/territories such as Argentina, Brazil, Canada, Malta, Mexico, New Zealand and Turkey may charge an operation fee.

HSBC Premier Account: For overseas cash withdrawal from Non-HSBC ATM, the first 50 times in one month are free of operation fee. HSBC will charge operation fee of NTD70 or the equivalent in other foreign currencies for each transaction since the 51st  time.

HSBC Advance Account: For overseas cash withdrawal from Non-HSBC ATM, HSBC charges NTD70 or the equivalent in other foreign currencies per transaction. Customers maintaining minimum balance requirements in the month can be refunded the operation fee of NTD 70 to the NTD demand deposit account in next month.

Other bank or company providing the Non-HSBC ATM may charge other fees as applicable.

[Note 3]

In the following situations, the transaction rate and overseas transaction fee and other charged fee shall follow the General Agreement.

  1. When the transaction currency falls in one of the supported currencies but the corresponding foreign currency account is insufficient
  2. When the transaction currency does not belong to one of the supported currencies

All-in-one asset allocation global account

Gives you the option of having a diversified foreign currency portfolio under one account, so you can leverage HSBC investments around the world.

  • No currency conversion fees or overseas administrative charges for 9 supported foreign currencies

  • Track the rate and instantly switch between currencies online

  • Get market insights and professional services from HSBC experts

Access our global views in just 60 seconds

HSBC is always ready to travel the world with you. The HSBC Everyday Global Debit Card gives you favourable exchange rates so you can have flexible spending and cash withdrawals as you take in the local culture and enjoy the scenery around the world. Find out how the HSBC Everyday Global Debit Card travels the world with you (Chinese version only).

Charges and rates

Basic

Item
Charge
Application Fee
Free
Annual Fee
Free

Basic

Item
Application Fee
Charge
Free
Item
Annual Fee
Charge
Free

Local

Item
Charge
HSBC ATM Withdrawal / Transfer
Free
Non-HSBC ATM Withdrawal / Transfer

HSBC Premier:


 

Each month 50x Free. Charge from 51x

  • Withdrawal: NTD5
  • Transfer: NTD5~15


HSBC Advance:


 

Each month 30x Free. Charge from 31x

  • Withdrawal: NTD5
  • Transfer: NTD5~15
POS Transaction
Free

Local

Item
HSBC ATM Withdrawal / Transfer
Charge
Free
Item
Non-HSBC ATM Withdrawal / Transfer
Charge

HSBC Premier:


 

Each month 50x Free. Charge from 51x

  • Withdrawal: NTD5
  • Transfer: NTD5~15


HSBC Advance:


 

Each month 30x Free. Charge from 31x

  • Withdrawal: NTD5
  • Transfer: NTD5~15
Item
POS Transaction
Charge
Free

Overseas – ATM Withdrawal

Type
Overseas Transaction Fee Internet service fee: supported foreign currency with sufficient fund Internet service fee: supported foreign currency with insufficient fund Internet service fee: non-supported foreign currency
HSBC ATM
Free for most of the cases, only HSBC ATMs in some countries/territories such as Argentina, Brazil, Canada, Malta, Mexico, New Zealand and Turkey may charge an operation fee.

Free,

Debit from the corresponding foreign currency account

mark up*,

Transfer from NTD(HSBC rate)

mark up*,

Transfer from NTD(HSBC rate)

Non-HSBC ATM

HSBC Premier :
Each month 50x Free. Charge from 51x will be NTD 70 or the equivalent in other foreign currencies per transaction


HSBC Advance:

NTD 70 or the equivalent in other foreign currencies per transaction. Customers maintaining minimum balance requirements in the month can be refunded the operation fee of NTD 70 to NTD demand deposit account in next month

Free**,

Debit from the corresponding foreign currency account

mark up*,

Transfer from NTD(HSBC rate)

mark up*,

Transfer from NTD(Visa rate)

Overseas – ATM Withdrawal

Type
HSBC ATM
Overseas Transaction Fee Free for most of the cases, only HSBC ATMs in some countries/territories such as Argentina, Brazil, Canada, Malta, Mexico, New Zealand and Turkey may charge an operation fee.
Internet service fee: supported foreign currency with sufficient fund

Free,

Debit from the corresponding foreign currency account

Internet service fee: supported foreign currency with insufficient fund

mark up*,

Transfer from NTD(HSBC rate)

Internet service fee: non-supported foreign currency

mark up*,

Transfer from NTD(HSBC rate)

Type
Non-HSBC ATM
Overseas Transaction Fee

HSBC Premier :
Each month 50x Free. Charge from 51x will be NTD 70 or the equivalent in other foreign currencies per transaction


HSBC Advance:

NTD 70 or the equivalent in other foreign currencies per transaction. Customers maintaining minimum balance requirements in the month can be refunded the operation fee of NTD 70 to NTD demand deposit account in next month

Internet service fee: supported foreign currency with sufficient fund

Free**,

Debit from the corresponding foreign currency account

Internet service fee: supported foreign currency with insufficient fund

mark up*,

Transfer from NTD(HSBC rate)

Internet service fee: non-supported foreign currency

mark up*,

Transfer from NTD(Visa rate)

*1.5% internet service fee

**Other bank or company providing the Non-HSBC ATM may charge other fees as applicable.

Overseas – Visa Purchase

Type
Supported Foreign Currency Sufficient
Supported Foreign Currency Insufficient
Non-supported Foreign Currency
Visa Purchase

Free,

Debit from the corresponding foreign currency account

mark up***, Transfer from NTD

(Visa rate)

mark up***, Transfer from NTD

(Visa rate)

Overseas – Visa Purchase

Type
Visa Purchase
Supported Foreign Currency Sufficient

Free,

Debit from the corresponding foreign currency account

Supported Foreign Currency Insufficient

mark up***, Transfer from NTD

(Visa rate)

Non-supported Foreign Currency

mark up***, Transfer from NTD

(Visa rate)

***1.5% overseas transaction fee

Apply for an Everyday Global Visa Debit Card

Download form and send to HSBC once you have completed. For the application form, send along with photocopies of your identification, or visit the branch.

Apply Now

Disclaimer:

For a Premier Account, a minimum, monthly average balance of TWD 3 million is required. If the Bank's requirement for minimum average balance is not maintained, the Bank shall have the right to collect the account administration charge of TWD 1,000 per month, prescribed by the Bank.

For an Advance Account, a minimum, monthly average balance of TWD 500 thousand is required. If the Bank's requirement for minimum average balance is not maintained, the Bank shall have the right to cancel all related benefits at any time.

This web page only indicates selected privileges and services offered, and shall only be used as a general guide for reference. Please refer to the "Customer Guide" for detailed information. Benefits and features may be subject to local country and territory regulatory restrictions.

Disclaimer and Important information

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation. To improve the protection of customers' rights for the elderly or customers with special needs, the Bank provides relatives or friends to accompany them to participate in the communication to understand the product information, and provides enough time to consider whether to apply for related products. Please contact us via contact center (02)6616-6000 or email csr@hsbc.com.tw if any doubt/concern or further explanation is needed.