Exclusive Limited‑Time Offer for New HSBC Premier Clients

HSBC Bank (Taiwan) Limited is referred to in this campaign as “HSBC” or “the Bank”.

Campaign period: 21 July 2026 to 31 October 2026

1. This campaign is available to customers who, during the campaign period (21 July 2026 to 31 October 2026), newly open an account with HSBC and such account is a Premier account (inclusive) or above (excluding Private Banking, corporate customers, and Offshore Banking Unit (OBU) customers). For eligible Premier accounts under this campaign, the account opening date shall be determined based on the Bank’s records. Eligible customers may enjoy the 0% subscription fee offer only if they, during the month of account opening and the following month, place a new fund subscription via a Monthly Investment Plan (“MIP”) through HSBC Personal Internet Banking / Mobile Banking (excluding FundMax accounts), and such subscription transaction is successfully completed.
2. The fund subscription fee discount is available only for funds offered for sale via HSBC Personal Internet Banking / Mobile Banking. If, due to reasons not attributable to HSBC (including, without limitation, fund liquidation, merger, quota/limit control, reaching the maximum offering amount, suspension or termination of sales, or any other circumstances where the fund company announces that scheduled deductions cannot be continued), subscriptions cannot be successfully completed during the campaign period or scheduled deductions cannot continue, the customer will no longer be able to enjoy the campaign offer for such fund, and any future subscription of such fund will not be eligible for this campaign offer.
3. The “0% subscription fee” under this campaign applies only to the subscription fee charged at the time of purchase (front-end load). For back-end load funds (including onshore and offshore funds), any deferred (or annual) charges and related fees/service fees (if any) under the fee structure are not covered by this subscription fee discount/waiver and will continue to be charged in accordance with the relevant fund prospectus, investor information and the Bank’s applicable fee schedule. The actual fee items, charging method and amounts for each fund shall be subject to the fund prospectus, investor information, product disclosure documents and the Bank’s latest announcements.
4. The Monthly Investment Plan (“MIP”) offer applies only to customers who newly open an eligible Premier account during the campaign period and set up an MIP via HSBC Personal Internet Banking / Mobile Banking in the month of account opening or the following month. This campaign does not apply to customers who upgrade from another HSBC account to a Premier account.
5. Transaction fees for fund switch/conversion transactions under an MIP are not eligible for this campaign offer (or any original subscription fee discount rate) and will be charged in accordance with the Bank’s fee standards in effect at the time. After an MIP subscription transaction under the same transaction reference number is completed, changes to other transaction terms and conditions (except for the above fund switch/conversion fees) will not affect the subscription fee offer for each instalment under the MIP with the same transaction reference number. For MIP transactions in funds that have been delisted by the Bank, the Bank will only provide services for redemption, suspension of deductions, resumption of deductions and termination of deductions. Changes to the deduction date and amount are not permitted. Whether deductions may be resumed remains subject to the fund company’s rules and relevant operating procedures; where the fund company’s rules provide that such requests will not be accepted, such rules shall apply.
6. For customers subscribing via an MIP, if there is any suspension of deductions, termination of deductions, deduction failure, or automatic suspension due to three consecutive deduction failures, the original subscription fee discount rate enjoyed for all funds under the same transaction reference number will be cancelled. Any future resumption of deductions will be handled in accordance with the Bank’s latest “Personal Banking Fee Schedule” and the fund subscription fee discount rate (if applicable).
7. The funds subscribed by customers must be suitable for the customer’s risk profile. If a customer’s risk profile assessment has expired, the system will automatically direct the customer to the risk profile assessment page prior to placing a fund transaction. The transaction may be made only after completion of the assessment.
8. The charging method for funds, the maximum/minimum deduction amount limits and other matters to note for single subscriptions or MIP subscriptions shall be subject to the Bank’s relevant rules.
9. This offer may not be used in conjunction with any other fund subscription offers or discount campaigns. The Bank reserves the right to amend, suspend, cancel or terminate this offer and/or these Important Notes at any time. Any changes to the offer content and the relevant Important Notes shall be subject to the information announced on the HSBC website.
10. Any matters not covered herein shall be governed by the applicable laws and regulations of the Republic of China (Taiwan) and other terms and conditions of HSBC.

1. The campaign is subjected to HSBC Bank existing customers or trust account newly opened with online banking registration (exclude Fundmax account) for lump sum and Monthly Investment Plan new subscription via personal online banking only. For the instances that HSBC Bank cannot provide fund subscription due to fund providers’ constrains, the special offer cannot be provide.
   
2. Campaign Period: 1 July 2026 to 31 December 2026
3. For the Monthly Investment Plan under same transaction number, the special offer is not valid when the monthly debit amount is changed and will apply to the current fund subscription fee table that published on public website.
4. For the Monthly Investment Plan, if there is consecutive debit fail for 3 times, the Monthly Investment Plan will be terminated and the subscription fee will apply to the current fund subscription fee table that published on public website when resume the Monthly Investment Plan. For the funds that are not on shelf, the related Monthly Investment Plan can only be redeemed, terminated, and suspend. The amount and date for the mentioned Monthly Investment Plan can’t be changed.
5. Customer is required to have valid risk profile that meet product’s risk level for fund subscription by regulation. If customer’s risk profile is expired then the customer has to conduct the risk profile questionnaire.
6. For the fund subscription fee, the maximum and minimum order amount and related operation rules for lump sum and Monthly Investment Plan, please refer to announcement on the public website.
7. The campaign is not allow to combine with other offer and the right for amendment is reserved to HSBC Bank.

1. Investing on funds approved by the Financial Supervisory Commission (“FSC”) does not assure no risk. Past fund performance does not guarantee the minimum investment income; except for performing their duties of the care of good administrators, fund houses will not be responsible for gain/loss of the funds or guarantee fund performance. Before subscribing to the funds, investors should have read and fully understood the fund prospectus and the investor information summary provided by the Bank; they are also available at Market Observation Post System (https://mops.twse.com.tw/mops/web/index) or Fund Clear (https://www.fundclear.com.tw/) or fund houses' official websites.
   
2. The fees (including distribution fee) to be borne by investors or funds has been disclosed in the prospectus or the investor information summary. Investors can also obtain information about the fees at the websites above.
   
3. For the performance of a regular savings plan in a fund, investors will have different investment performance as a result of different times of market entry, and past performance is not a guarantee of future performance. NAV of funds may be affected due to market situations or price variation of the underlying. Investors shall fully understand the risks and features of the funds before subscribing to the funds.
   
4. Funds are not covered by the Deposit Insurance Act, the Insurance Stabilization Fund, or other relevant protection mechanisms. Investing in the Fund carries investment risks. Investors should be aware of the risks associated with investment and assume their own responsibility for any losses. The maximum possible loss is the entire trust principal.
   
5. Risk factors that should be considered in fund transactions include, but are not limited to: (1) Risks that may arise from the investment targets and investment regions: market risks (political, economic, social changes, exchange rates, interest rates, stock prices, indices, or price fluctuations of underlying assets), liquidity risks, credit risks, changes in industry business cycles, securities-related commodity trading, laws, and currency risks. (2) Due to the aforementioned risks, large-scale repurchases by beneficiaries, or the fund's suspension of repurchase price calculation, there may be a delay in the payment of the repurchase price.
   
6. Investments in funds investing in high yield bonds shall not account for an overly high percentage of investment portfolio. As high yield bonds' credit rating do not reach the investment grade or has not been rated, and they are extremely sensitive to fluctuations in interest rates, the fund may suffer losses as a result of a rise in interest rates, decrease in market liquidity or default by bond issuers in paying the principal or interest or bankruptcy of bond issuers. The fund is not suitable for investors who cannot bear relevant risks. High yield bond fund dividends may be paid out of the fund‘s principal. High yield bond fund may invest in privately placed US Rule 144A bonds (up to 30% of the domestic fund’s total assets and no limit for offshore funds) which may give rise to risks of insufficient liquidity, insufficient disclosure of financial information and high volatility arising from lack of price transparency.
   
7. Dividend distribution of some funds may be paid out of the fund's income or principal. Any portion involving payment from the principal may result in a reduction in the original investment amount. Some funds have not deducted the relevant expenses payable before dividend distribution. The components in relation to distribution of fund dividends are disclosed in the prospectus and the fund house websites. A distribution yield of the fund does not represent a rate of return of the fund, and the past distribution yield does not represent the future distribution yield; the net asset value of the fund may fluctuate due to causes in the market. The economic trend forecast referred to herein does not inevitably represent the fund's performance.
   
8. For emerging market bond funds/equity funds, other than the aforementioned risks, the repayment abilities of bond issuers and bond credit ratings may be affected as a result of emerging countries’ economy and political condition or systematic changes. The volatility risk of investment portfolio is higher than that in mature market.
   
9. The law states that offshore funds investing in the securities markets of the mainland China are only permitted to invest in listed securities and bonds in inter-bank markets, and the total investment amount shall not exceed 20% of the fund’s net asset value (an offshore fund may be permitted to invest up to 40% of the fund NAV if it is approved by the FSC in accordance with the Offshore Fund Incentive Plan). Therefore, offshore funds investing in the securities markets of the mainland China do not 100% invest in the mainland China market. The domestic funds investing in the securities markets of the mainland China may invest in stock, depository receipts or bonds and are not subject to investment amount limitation; however, such funds are required to comply with the trust agreement, the prospectus and the relevant laws and regulations and the QFII amount restriction. Thus such funds may not 100% invest in the mainland China markets. Investors should also note the changes of the Chinese market government policies, laws, accounting and taxation systems, economy and market, which may lead to investment risks.
   
10. For back-end load funds, the fund houses will charge contingent deferred sales fees according to the length of the fund holding period of the investor. Such fee will be deducted from the redemption payment. Investors should read the relevant information in the prospectus before subscribing to the funds.
    
11. Important information about ESG and sustainable investing
    In broad terms “ESG and sustainable investing” products include investment approaches or instruments which consider environmental, social, governance and/or other sustainability factors to varying degrees. Certain instruments we classify as sustainable may be in the process of changing to deliver sustainability outcomes. There is no guarantee that ESG and sustainable investing products will produce returns similar to those which don’t consider these factors. ESG and sustainable investing products may diverge from traditional market benchmarks. In addition, there is no standard definition of, or measurement criteria for, ESG and sustainable investing or the impact of ESG and sustainable investing products. ESG and sustainable investing and related impact measurement criteria are (a) highly subjective and (b) may vary significantly across and within sectors. HSBC may rely on measurement criteria devised and reported by third party providers or issuers. HSBC does not always conduct its own specific due diligence in relation to measurement criteria. There is no guarantee: (a) that the nature of the ESG/sustainability impact or measurement criteria of an investment will be aligned with any particular investor’s sustainability goals; or (b) that the stated level or target level of ESG/sustainability impact will be achieved. ESG and sustainable investing is an evolving area and new regulations are being developed which will affect how investments can be categorised or labelled. An investment which is considered to fulfil sustainable criteria today may not meet those criteria at some point in the future. 
    When we classify an investment product or service against our ESG and sustainable Investing (SI) categories described in this document: Enhanced, Thematic or Purpose, this does not mean that all individual underlying holdings in the investment product or portfolio will meet the relevant SI criteria. As such, an SI classification does not mean that all underlying holdings in a fund or discretionary portfolio meet the relevant sustainable investment criteria. Similarly, where an equity or fixed income investment is classified under an Enhanced, Thematic or Purpose category this does not mean that the underlying issuer’s activities are fully sustainable. Not all investments, portfolios or services are classifiable under our SI categories. This may be because there is insufficient information available or because a particular investment product does not meet HSBC’s SI classifications criteria.
    At HSBC, we finance a number of industries that significantly contribute to greenhouse gas emissions. We have a strategy to help our customers to reduce their emissions and to reduce our own. Find out more about our climate strategy.
12. For funds investing in securities related to the global real estate market or real estate investments (REITs), there may be volatility risks in prices as a result of decline of property value, tax or transaction risks, disasters or expropriation, rent decrease or interest rate change.
13. If an investor's transactions are identified by the fund management company to be short-term trading, the fund management company or The Company may refuse to process the conversion or subscription application and may require payment of a certain percentage of redemption fees or other related fees. The applied fee is according to the rules set respective fund management company.
    
14. The fund information provided on the website is for investor reference only and does not constitute an offer or investment advice. Investors should refer to the respective fund company's announcements for relevant information. Before making an investment, investors should consider other information and exercise their own judgment. The Company, its affiliated companies, or any of its directors or employees do not guarantee the accuracy of the above information and assume no legal responsibility.