Build a long-term and flexible financial plan

Whether you are preparing for a wedding, buying property, saving for your child’s education or a round-the-world-trip after retirement, a MIP fund will help you plan for all of them.

Why invest in MIP fund?

3 key advantages of MIP fund

Advantage 1: Low threshold

Monthly investment as low as NT$5,000

Advantage 2: Regular payments 

A long-term approach will bring you step-by-step closer to your goal

Comparison of different investment ages
Age starting investment
Investment term
Monthly investment
Target amount at the age of 50
25
25
$10,433
$10 million
30
20
$17,036
$10 million
35
15
$29,287
$10 million
40
10 $55,906
$10 million
Comparison of different investment ages
Age starting investment
25
Investment term
25
Monthly investment
$10,433
Target amount at the age of 50
$10 million
Age starting investment
30
Investment term
20
Monthly investment
$17,036
Target amount at the age of 50
$10 million
Age starting investment
35
Investment term
15
Monthly investment
$29,287
Target amount at the age of 50
$10 million
Age starting investment
40
Investment term
10
Monthly investment
$55,906
Target amount at the age of 50
$10 million

* Average annualized return of Asian multi-asset (assuming 50% MSCI Asia Index + 50% JACI Asian Credit Index) over the past decade is 8.57%, on the basis of an annualized return rate of 8.6%. Source: Bloomberg

* Target amount = Monthly investment *12* (1+ annual rate of return)^ investment term

Advantage 3: Diversified risk

A diversified fund helps balance out market volatility

Favorable vs Unfavorable condition
Monthly investment
Net value per unit
Units acquired
$5,000
$10.00
500
$5,000
$10.50
476
$5,000
$11.00
455
$5,000
$11.50
435
$5,000
$12.00
417
$5,000
$12.50
400
Net redemption value/redeemed units
$13.00
2682
Favorable vs Unfavorable condition
Monthly investment
$5,000
Net value per unit
$10.00
Units acquired
500
Monthly investment
$5,000
Net value per unit
$10.50
Units acquired
476
Monthly investment
$5,000
Net value per unit
$11.00
Units acquired
455
Monthly investment
$5,000
Net value per unit
$11.50
Units acquired
435
Monthly investment
$5,000
Net value per unit
$12.00
Units acquired
417
Monthly investment
$5,000
Net value per unit
$12.50
Units acquired
400
Monthly investment
Net redemption value/redeemed units
Net value per unit
$13.00
Units acquired
2682

Total value of fund : ($13*2,682=34,866)

Return on investment:

( $34,866-$ 30,000 ) /$30,000=+16.22%

Net value increment of fund: ($13- $10)/$10=+30%

Favorable vs Unfavorable condition
Monthly investment
Net value per unit
Units acquired
$5,000
$13.00
385
$5,000
$12.50
400
$5,000
$12.00
417
$5,000
$11.50
435
$5,000
$11.00
455
$5,000
$10.50
476
Net redemption value/redeemed units
$10.00
2567
Favorable vs Unfavorable condition
Monthly investment
$5,000
Net value per unit
$13.00
Units acquired
385
Monthly investment
$5,000
Net value per unit
$12.50
Units acquired
400
Monthly investment
$5,000
Net value per unit
$12.00
Units acquired
417
Monthly investment
$5,000
Net value per unit
$11.50
Units acquired
435
Monthly investment
$5,000
Net value per unit
$11.00
Units acquired
455
Monthly investment
$5,000
Net value per unit
$10.50
Units acquired
476
Monthly investment
Net redemption value/redeemed units
Net value per unit
$10.00
Units acquired
2567

Total value of fund : ( $10*2,567=$25,670 )

Return on investment:

($25,670-$30,000)/$30,000=-14.43%

Net value decrement of fund : ($10-$13)/$13=-23%

Enjoy processing fee discount as low as 70% off for fund subscription

Special subscription fee offer via online banking: Monthly Investment Plan for 70% off and Lump Sum for 50% off in campaign period.

For detailed information, please refer to i-Invest

Contact us

If you have not applied for online banking, you can also register online and get the fund subscription discount.

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