Build a long-term and flexible financial plan
Whether you are preparing for a wedding, buying property, saving for your child’s education or a round-the-world-trip after retirement, a MIP fund will help you plan for all of them.
Why invest in MIP fund?
3 key advantages of MIP fund
Advantage 1: Low threshold
Monthly investment as low as NT$5,000
Advantage 2: Regular payments
A long-term approach will bring you step-by-step closer to your goal
| Age starting investment |
Investment term |
Monthly investment |
Target amount at the age of 50 |
|---|---|---|---|
| 25 |
25 |
$10,433 |
$10 million |
| 30 |
20 |
$17,036 |
$10 million |
| 35 |
15 |
$29,287 |
$10 million |
| 40 |
10 | $55,906 |
$10 million |
| Age starting investment |
25 |
|---|---|
| Investment term |
25 |
| Monthly investment |
$10,433 |
| Target amount at the age of 50 |
$10 million |
| Age starting investment |
30 |
| Investment term |
20 |
| Monthly investment |
$17,036 |
| Target amount at the age of 50 |
$10 million |
| Age starting investment |
35 |
| Investment term |
15 |
| Monthly investment |
$29,287 |
| Target amount at the age of 50 |
$10 million |
| Age starting investment |
40 |
| Investment term |
10 |
| Monthly investment |
$55,906 |
| Target amount at the age of 50 |
$10 million |
* Average annualized return of Asian multi-asset (assuming 50% MSCI Asia Index + 50% JACI Asian Credit Index) over the past decade is 8.57%, on the basis of an annualized return rate of 8.6%. Source: Bloomberg
* Target amount = Monthly investment *12* (1+ annual rate of return)^ investment term
Advantage 3: Diversified risk
A diversified fund helps balance out market volatility
| Monthly investment |
Net value per unit |
Units acquired |
|---|---|---|
| $5,000 |
$10.00 |
500 |
| $5,000 |
$10.50 |
476 |
| $5,000 |
$11.00 |
455 |
| $5,000 |
$11.50 |
435 |
| $5,000 |
$12.00 |
417 |
| $5,000 |
$12.50 |
400 |
| Net redemption value/redeemed units |
$13.00 |
2682 |
| Monthly investment |
$5,000 |
|---|---|
| Net value per unit |
$10.00 |
| Units acquired |
500 |
| Monthly investment |
$5,000 |
| Net value per unit |
$10.50 |
| Units acquired |
476 |
| Monthly investment |
$5,000 |
| Net value per unit |
$11.00 |
| Units acquired |
455 |
| Monthly investment |
$5,000 |
| Net value per unit |
$11.50 |
| Units acquired |
435 |
| Monthly investment |
$5,000 |
| Net value per unit |
$12.00 |
| Units acquired |
417 |
| Monthly investment |
$5,000 |
| Net value per unit |
$12.50 |
| Units acquired |
400 |
| Monthly investment |
Net redemption value/redeemed units |
| Net value per unit |
$13.00 |
| Units acquired |
2682 |
Total value of fund : ($13*2,682=34,866)
Return on investment：
（ $34,866-$ 30,000 ） /$30,000=+16.22%
Net value increment of fund： ($13- $10)/$10=+30%
| Monthly investment |
Net value per unit |
Units acquired |
|---|---|---|
| $5,000 |
$13.00 |
385 |
| $5,000 |
$12.50 |
400 |
| $5,000 |
$12.00 |
417 |
| $5,000 |
$11.50 |
435 |
| $5,000 |
$11.00 |
455 |
| $5,000 |
$10.50 |
476 |
| Net redemption value/redeemed units |
$10.00 |
2567 |
| Monthly investment |
$5,000 |
|---|---|
| Net value per unit |
$13.00 |
| Units acquired |
385 |
| Monthly investment |
$5,000 |
| Net value per unit |
$12.50 |
| Units acquired |
400 |
| Monthly investment |
$5,000 |
| Net value per unit |
$12.00 |
| Units acquired |
417 |
| Monthly investment |
$5,000 |
| Net value per unit |
$11.50 |
| Units acquired |
435 |
| Monthly investment |
$5,000 |
| Net value per unit |
$11.00 |
| Units acquired |
455 |
| Monthly investment |
$5,000 |
| Net value per unit |
$10.50 |
| Units acquired |
476 |
| Monthly investment |
Net redemption value/redeemed units |
| Net value per unit |
$10.00 |
| Units acquired |
2567 |
Total value of fund : （ $10*2,567=$25,670 ）
Return on investment：
($25,670-$30,000)/$30,000=-14.43%
Net value decrement of fund : ($10-$13)/$13=-23%
Enjoy processing fee discount as low as 70% off for fund subscription
Special subscription fee offer via online banking: Monthly Investment Plan for 70% off and Lump Sum for 40% off in campaign period.
For detailed information, please refer to i-Invest
Contact us
Existing customer
If you already invest with HSBC, just log on to browse, buy and sell funds.
New customer
If you have not applied for online banking, you can also register online and get the fund subscription discount.
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