Overseas spending includes booking flights and hotel stays as well as spending online or in stores abroad. Can you use your credit cards for spending overseas? Do you earn more rewards when you spend abroad? This guide will help you make the most of your credit card features while you’re on your trip.
Yes. Visa and Mastercard credit cards are generally accepted around the world. You don't need to do anything before your trip.
Using your credit cards for purchases on overseas websites or in stores abroad can earn you overseas spend rewards.
For example, the HSBC Cashback Signature Credit Card gives you a cash rebate of 2.22% when spending overseas*. And you can get up to 1 point for every TWD10 you spend abroad with an HSBC Traveller’s Infinite Card.
* In-store spending in EU countries and the UK is excluded from the Cashback Signature Card
| Card category | Cashback Signature Card | Traveller’s Infinite Card | TravelOne Signature Credit Card | TravelOne Credit Card |
|---|---|---|---|---|
| Overseas reward | 2.22% cash rebate (In-store spending in EU countries and the UK excluded) |
TWD10 = 1 travel point | TWD15 = 1 travel point | TWD20 = 1 travel point |
| Point redemp-tion highlights |
|
|
|
|
| Card category | Overseas reward | Overseas reward |
|---|---|---|
| Cashback Signature Card |
2.22% cash rebate (In-store spending in EU countries and the UK excluded) |
2.22% cash rebate (In-store spending in EU countries and the UK excluded) |
| Traveller’s Infinite Card | TWD10 = 1 travel point | TWD10 = 1 travel point |
| TravelOne Signature Credit Card | TWD15 = 1 travel point | TWD15 = 1 travel point |
| TravelOne Credit Card | TWD20 = 1 travel point | TWD20 = 1 travel point |
| Card category | Point redemp-tion highlights | Point redemp-tion highlights |
| Cashback Signature Card |
|
|
| Traveller’s Infinite Card |
|
|
| TravelOne Signature Credit Card |
|
|
| TravelOne Credit Card |
|
|
| Spending channel | Cashback Signature Card | Traveller’s Infinite Card | TravelOne Signature Credit Card | TravelOne Credit Card |
|---|---|---|---|---|
| Domestic | 1.22% |
1.66% | 1.66% | 1.66% |
| Overseas |
2.22%*
|
3% | 2% | 1.5% |
| Spending channel | Domestic | Domestic |
|---|---|---|
| Cashback Signature Card |
1.22% |
1.22% |
| Traveller’s Infinite Card | 1.66% | 1.66% |
| TravelOne Signature Credit Card | 1.66% | 1.66% |
| TravelOne Credit Card | 1.66% | 1.66% |
| Spending channel | Overseas | Overseas |
| Cashback Signature Card |
2.22%*
|
2.22%*
|
| Traveller’s Infinite Card | 3% | 3% |
| TravelOne Signature Credit Card | 2% | 2% |
| TravelOne Credit Card | 1.5% | 1.5% |
* In-store spending in EU countries and the UK is excluded from Cashback Signature Card
The Cashback Signature Card and travel credit cards offer airport transfers, airport lounge access (Chinese only), travel insurance and other perks.
For more details of privileges and benefits, please refer to the credit card product pages.
You can apply for HSBC credit cards online from the comfort of your home. Apply early to enjoy the benefits!
New customers with eligible credit cards issued by other banks can verify their identity online and then apply.
Existing HSBC customers can enjoy a quick and easy application process. Simply fill in your personal details online after receiving a verification SMS. No paperwork needed!
